Rockwall County Homes under $400,000

Welcome to Rockwall County, Texas, a hidden gem nestled just east of Dallas that perfectly blends small-town charm with modern amenities. Known for its picturesque lakeside views and vibrant community, Rockwall offers an idyllic setting for families, professionals, and retirees alike. As one of the fastest-growing counties in Texas, it boasts a thriving economy, top-rated schools, and an array of recreational activities, making it an attractive destination for homebuyers.

If you're in the market for a home without breaking the bank, Rockwall County has an impressive selection of properties available for under $400,000. Whether you're seeking a cozy starter home, a spacious family residence, or a charming townhouse, you'll find a variety of options that cater to different lifestyles and preferences. Many of these homes feature modern designs, open floor plans, and beautiful outdoor spaces, allowing you to enjoy the Texas sunshine in your own backyard.

In addition to affordable housing, Rockwall County is known for its strong sense of community. With numerous parks, trails, and lakes, outdoor enthusiasts will find plenty of opportunities to explore nature and engage in recreational activities. The historic downtown area is a hub of local shops, restaurants, and cultural events, providing residents with a vibrant social scene.

Discover the charm of Rockwall County and explore the fantastic homes available under $400,000. Your dream home awaits in this welcoming community where affordability meets quality living!

Newest Rockwall County Homes under $400,000

$339,997

4 Beds ⋅ 2 Baths ⋅ 21398279 MLS

Commanding a desirable corner lot with an elegant brick & stone façade, this beautifully maintained Woodcreek residence pairs timeless curb appeal with the ease of single story living! A landscaped lawn & covered entry create a gracious welcome, introducing a home where pride of ownership sets the tone. At the heart of it all, the kitchen brings everyday living & entertaining together with a gas cooktop, gas oven, center island & inviting eat in setting. From morning coffee to weekend gatherings, there is room to prepare, serve & stay part of the conversation. Gather around the dining table for special occasions or settle into the welcoming living area for a relaxed evening at home. The primary bedroom offers a peaceful retreat, while secondary bedrooms provide flexibility for guests, working from home or pursuing your favorite hobbies. With every room on one level, the layout keeps daily routines beautifully uncomplicated, complemented by the convenience of an attached two car garage. Outside, the fenced backyard invites you to make the most of your own outdoor space, whether your vision includes summer cookouts, dining beneath the stars or a garden to enjoy through the seasons. Life in Woodcreek brings an exceptional collection of amenities within your community, including three swimming pools, fitness centers, walking trails, playgrounds, two dog parks, a clubhouse, outdoor kitchens, a soccer field & putting green. Enjoy an early workout, an afternoon by the pool or an evening stroll, with plenty of opportunities to connect with neighbors along the way. Located in Royse City ISD, this Fate address also places Rockwall shopping & dining nearby, with Lake Ray Hubbard offering a favorite escape for recreation on the water. Beautifully cared for & positioned to enjoy the best of home & community, 605 Freed Drive offers a compelling opportunity to settle into the lifestyle you have been looking for. Schedule your private tour today & let your next chapter unfold here!

605 Freed Dr, Fate

$399,900

4 Beds ⋅ 3 Baths ⋅ 21401563 MLS

NEW ROOF INSTALLED SEPTEMBER 2026! Welcome to this single story 4-bedroom, 3-bathroom home offering comfortable living space in a desirable lakeside community. Enjoy granite kitchen countertops, hard surface flooring (no carpet), and a cozy fireplace. The fenced backyard includes a patio with peekaboo lake views, perfect for relaxing or entertaining. It offers a great blend of updates and everyday comfort in a scenic setting. Conveniently located near local amenities and recreational opportunities, this property delivers a balanced lifestyle in a scenic lakeside environment. UPDATES COMPLETED SINCE 2024: removed popcorn from all ceilings, interior paint, primary bathroom, gutters, attic insulation, light fixtures with ceiling fans in all bedrooms, living room, and kitchen, bifold doors in main hallway, French double door with built-in blinds, mailbox, house numbers on front & back doors, privacy fence on southeast side of home, sprinkler system, added retaining wall to west side of home and leveled back metal fence, gravel for additional parking and installed shelving in garage. This home is a true gem!

107 Becky Ln, Rockwall

$389,900

4 Beds ⋅ 3 Baths ⋅ 21401851 MLS

Move-in ready, freshly painted home — priced under market with room to make it your own. We needed the rain, but the lighting kept us from capturing the home properly — inside and out. To get this home to you faster, I went ahead and listed it anyway. Come see it for yourself at my Open House this weekend. And with today's interest rates, there are more ways to structure a deal than you might think — the only way to find out is to ask. Welcome to this spacious single-story home offering 4 bedrooms and 3 bathrooms, freshly painted and move-in ready for its next owner's personal touch. Nestled in a sought-after lakeside community, this home blends comfort, character, and opportunity. Step inside to find luxury vinyl flooring flowing throughout and a cozy fireplace anchoring the spacious family room — great for relaxing evenings or entertaining guests. Framed paneling adds timeless architectural charm, while ceiling fans in every bedroom and the family room ensure year-round comfort. This home offers great bones and incredible potential, ideally located close to local amenities and recreational opportunities. There is no HOA. Enjoy a balanced lifestyle in a scenic, lakeside setting — whether you're looking to settle in as-is and make it your own over time, or bring your vision to maximize its full potential. A fantastic opportunity for buyers who see the value in a well-located home with room to shine.

203 Becky Ln, Rockwall

$332,500

3 Beds ⋅ 2 Baths ⋅ 21396334 MLS

Great home in the Creekshaw Addition of Royse City. This great home offers a vaulted ceiling great room including an open kitchen with breakfast bar, gas range, an additional wall oven and built-in microwave. Large primary suite with a large walk-in closet and upgraded bathroom with soaker tub, dual sink vanity and separate glass shower. Split bedroom floor plan and neutral colors throughout. This home has many upgrades. Easy access to schools, dining and major highways. Come check it out before it is gone. Sold AS-IS.

3016 Stonefly Way, Royse City

$289,999

3 Beds ⋅ 2 Baths ⋅ 21401194 MLS

Welcome home to this single-story, well-maintained gem located in the quaint town of Fate! Step into the foyer with newer laminate flooring leading to the spacious guest bedrooms and full guest bath with an updated vanity, light fixture and new skirted toilet. The kitchen is the heart of the home with a convenient island for additional storage, ample countertop space and newer ('24) cooktop-oven and dishwasher. The oversized living room is perfect for movie nights and overlooks the spacious backyard with covered patio. The private primary bedroom includes a walk-in closet and completely remodeled bathroom with sliding barn door, 2 new vanities, cabinet mirrors, light fixtures, oversized walk-in antimicrobial polymer shower, skirted toilet and linen closet with custom glass door. Roof is only one year old! Other updated include: New HVAC system and water heater (04-26), French drains ('26), Landscaping ('26), New ceiling fans and light fixtures ('26), Pest control port on exterior of home, solar screens on windows for energy efficiency, stone and brick exterior elevation, Security system with cameras, and more! Convenient location to dining and shopping in Fate and Rockwall and a short drive to Dallas!

125 Abelia Dr, Fate

$369,000

3 Beds ⋅ 2 Baths ⋅ 21400547 MLS

Welcome to 724 Vallejo Drive in the established Lakeview Summit community of Rockwall! This well-maintained 3-bedroom, 2-bath home offers 1,931 square feet of comfortable living space plus a dedicated office or bonus room that provides flexibility for working from home, a playroom, hobby space, or second living area. The spacious kitchen is designed for both everyday living and entertaining, featuring a huge island, generous workspace, and tons of storage. The spacious primary bedroom features a charming window seat beneath large windows that fill the room with abundant natural light. The thoughtful floor plan offers plenty of room to gather and relax, while the 2-car garage provides added convenience and additional storage. Step outside to a private backyard with a covered patio and board-on-board fence, creating a great space for relaxing or entertaining. Enjoy neighborhood amenities including a community pool, greenbelt, and direct access to the Squabble Creek Mountain Bike and Hiking Trail. Conveniently located near shopping, dining, schools, and all that Rockwall has to offer, this home combines space, functionality, and a great neighborhood setting.

724 Vallejo Dr, Rockwall

$400,000

4 Beds ⋅ 3 Baths ⋅ 21398822 MLS

Welcome to 4609 Scenic Dr, a spacious 4-bedroom, 3-bathroom home in the desirable Lakeshore Park Estates neighborhood of Rowlett. Offering approximately 3,001 square feet, this two-story home combines generous living space with an incredible location near Lake Ray Hubbard and convenient access to everything Rowlett and the DFW area have to offer. The thoughtfully designed floor plan features a primary suite downstairs, an additional bedroom and full bath downstairs, plus two bedrooms and a spacious game room upstairs, providing flexible living space for family, guests, work or entertaining. Expansive windows fill the main living areas with natural light, while the fireplace creates a warm gathering space. Step outside to enjoy your private freeform pool, covered patio and spacious outdoor entertaining area, perfect for Texas summers and weekend gatherings. Located in Rockwall ISD, this established Rowlett neighborhood offers the appeal of lake-area living without sacrificing everyday convenience. Ask us about a 1% BUY DOWN on us!

4609 Scenic Dr, Rowlett

$349,900

3 Beds ⋅ 2 Baths ⋅ 21400831 MLS

An IMMACULATE and inviting Texas style single story 3 bedroom 2 bath 2 car garage brick home in the popular FATE area just outside of Rockwall for an easy commute into Dallas! The foyer welcomes you into the spacious living area with a durable wood look ceramic tile flooring thru out offering the warmth of hardwood with the effortless maintenance, wood burning brick fireplace, split bedroom arrangements with a full size hall bathroom, country style kitchen with an eat-in area, laundry nook off the kitchen, the primary bedroom is generous with the en-suite featuring a separate tiled shower stall, soaking tub, and walk-in closet! The backyard oasis features your own private sparkling in-ground Gunite pool with a recently replaced pool pump for those long summer hot days to cool off and create family fun! Sit on the raised tanning deck or under the pergola to watch the kiddo's or roast some marsh mellows under the fire in the crisp Autumn air, 8 ft tall wood privacy fence, 10x10 metal storage building with a loft for the pool toys, and extra wide concrete all around the pool! Established Front beds with landscaping and a great place for entertaining! Recent new upgrade's in 2024: Many Anderson windows replaced, In-Out HVAC-Pool Pump-Water Heater-Door Handles-Fixtures Thru Out-Ceramic Tile Flooring-Ceiling Fans, and New Roof in 2021! All appliances stay except the fridge in the garage! NO HOA DUES & Easy access to the interstate.

408 Er Ellis, Fate

$199,000

1 Beds ⋅ 1 Baths ⋅ 21399691 MLS

Discover lakeside living in this beautifully updated 1-bedroom, 1-bath condo located on the first floor in the gated community of Chandlers Landing at Lake Ray Hubbard. This charming unit features modern finishes throughout, including sleek flooring, fresh paint, updated lighting, and a stylish kitchen with stainless steel appliances and granite countertops. Enjoy an open-concept living area with large glass doors that bring in natural light, and step out onto your private patio to relax and take in serene views. The spacious bedroom features a walk-in closet, and the remodeled bathroom includes contemporary fixtures and a spa-like ambiance. Just steps from the lake, marina, walking trails, and community amenities including pools, tennis courts, and 24-7 security. Conveniently located near shopping, dining, and major highways for an easy commute.

438 Yacht Club Dr Unit D, Rockwall

$330,000

5 Beds ⋅ 4 Baths ⋅ 21390240 MLS

Welcome to this spacious 5-bedroom, 3.5-bath home located in the desirable Waterscape community of Royse City. Built in 2019, this well-designed home offers approximately 2,490 square feet of living space with plenty of room for everyday living and entertaining. The open layout features a comfortable living area with a fireplace, a functional kitchen and dining space, and generously sized bedrooms. The home also includes an attached garage and a private backyard ready for relaxing, entertaining, or play. Residents of Waterscape enjoy access to outstanding community amenities, including resort-style and lap pools, a clubhouse, playgrounds, dog parks, sand volleyball, fishing ponds, and miles of walking and biking trails. Conveniently located near I-30 with easy access to shopping, dining, schools, and Downtown Royse City, this home offers a great combination of space, community amenities, and accessibility.

2150 Clear Branch Way, Royse City

$299,999

3 Beds ⋅ 3 Baths ⋅ 21359705 MLS

Lakeside Living, Fresh Updates & a HUGE Seller Bonus! WOW! UPDATED LAKESIDE HOME + SPECTACULAR WATER VIEWS + HUGE SELLER INCENTIVE! This beautifully refreshed 3-bedroom, 3-bath home delivers the combination buyers are looking for—fresh paint, recent flooring updates, stylish updated fixtures, breathtaking lake views, multiple sunrooms, a private patio deck, and a 2-car garage! And it gets even better: THE SELLER WILL PAY ONE FULL YEAR OF HOA DUES PLUS PROVIDE A 1-YEAR HOME WARRANTY! Move-in ready and designed for comfortable lakeside living, this home offers stunning water views from nearly every major room, including the living room, kitchen, primary suite, both sunrooms, and private patio deck. The bright, open-concept living area is filled with natural light and features two dining areas, creating an inviting space for both everyday living and entertaining. The updates give the home a fresh, current feel, while the thoughtful layout provides plenty of flexibility. The third bedroom can easily function as a media room, home office, study, or guest retreat. Two spacious sunrooms offer the perfect spots for morning coffee, relaxing, reading, or enjoying the peaceful lake breeze. The sunroom off the living room opens to a fenced patio and private deck where you can unwind while taking in the beautiful water views. Upstairs, the primary suite becomes your private retreat with its own sunroom showcasing expansive lake views, plus three generous closets. Tucked inside a small, quiet, private community just steps from the lake, this rare home offers privacy, comfort, updates, and an exceptional lakeside setting. A previously installed stair lift has been removed but may be included for a future owner to reinstall if desired. DON'T MISS THIS OPPORTUNITY! Enjoy the benefits of an updated, move-in-ready home. Come see the views, experience the peaceful setting, and discover why lakeside living feels like being on vacation every day!

9961 Waterfront Trl Unit 9961, Rowlett

$252,990

4 Beds ⋅ 2 Baths ⋅ 21400237 MLS

New! Spacious Single story! Four bedrooms, two full baths, with open floor plan and covered patio. Home includes, island kitchen, granite counters throughout, LED lighting, full sprinkler system, professionally engineered post tension foundation, and much more! Are you looking for a new home in Royse City? Wildwood is now selling! This Express Series community offers 2 to 4 bedroom floorplans ranging in size from 1,022 to 2,276 square feet, providing options to best fit your lifestyle! Wildwood is located within the small, but growing town of Royse City, which offers ample amounts of shopping, dining, and entertainment, all while providing locals the benefits of small-town living. Call us today to learn more about Wildwood!

319 Whispering Pine Dr, Royse City

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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