Winnsboro Homes under $400,000

Welcome to Winnsboro, Texas—a charming small town that embodies the spirit of East Texas living. Nestled amidst picturesque pine trees and rolling hills, Winnsboro is renowned for its friendly community, rich history, and vibrant arts scene. With a population of just over 3,000 residents, this quaint town offers a peaceful retreat from the hustle and bustle of city life, making it an ideal place for families, retirees, and anyone seeking a slower pace.

One of the most enticing aspects of Winnsboro is its housing market, particularly for those looking for affordable options. If you're searching for homes under $400,000, you’ll be delighted to discover a variety of charming properties that cater to diverse tastes and lifestyles. From cozy cottages with vintage appeal to modern family homes with spacious yards, there’s something for everyone in this welcoming community.

Winnsboro is not only about beautiful homes; it also boasts a rich tapestry of local culture. Stroll through the historic downtown area, where you'll find unique shops, delightful eateries, and art galleries showcasing the work of local artists. The annual Winnsboro Rodeo and the popular Arts & Crafts Festival are just a couple of events that highlight the town's vibrant community spirit.

With its affordable housing, friendly atmosphere, and a wealth of local charm, Winnsboro is a hidden gem waiting to be discovered. Whether you’re looking to settle down or invest in a property, this delightful town offers the perfect blend of comfort and community. Come explore the possibilities that await you in Winnsboro!

Newest Winnsboro Homes under $400,000

$379,900

3 Beds ⋅ 2 Baths ⋅ 21392992 MLS

A MUST SEE HOME!! This 3-2-2G, 2 CP home with 2148 square feet on 1.41 acres has been well maintained. The roomyliving room comes complete with a mock fireplace, recessed ceilings, ceiling fan, french doors that open into the sunroomthat can be an office or game room. Dining area that flows into the kitchen that includes many cabinets, appliances and acoffee bar. Split master with a full bath that includes a walk in tub, separate shower, vanity, walk in closet plus a bidet thatconverts to a regular commode. Guest bedrooms with great size closets. The back bedroom opens into the back yard. The sunroom opens into the large privacy fenced back yard with the pool with a fountain. There is a separate shop has many shelves plus storage area and working areas. The home is located just outside the city limits.

1064 W Fm 515, Winnsboro

$365,000

3 Beds ⋅ 1 Baths ⋅ 21390959 MLS

Escape to the woods! Tucked among the trees in gated 4D Estates, this beautifully remodeled 3 bedroom, 1 bath home offers thoughtful design, abundant natural light and incredible outdoor living. Built in 1992 and extensively remodeled in 2024, the home also features a roof installed in July 2025. Inside, an open concept floor plan and expansive windows showcase the surrounding woods, creating a seamless connection between indoors and out. LVP flooring flows throughout the living spaces. The kitchen features imported Brazilian countertops, stainless steel KitchenAid appliances, gas cooktop and stainless vent hood. The spa inspired bathroom features a glass enclosed tiled shower, tiled flooring, warm natural wood walls and tongue and groove ceilings. Outside, a 12 foot wraparound deck, covered deck and patio create plenty of space for relaxing and entertaining, while a path through the woods leads to lake access. For the gardener or anyone dreaming of a more self sufficient lifestyle, the property offers an incredible setup with a custom greenhouse featuring natural wood framing, growing benches and shelving. Multiple raised and container garden beds, trellises and established plantings provide room to grow vegetables, herbs, flowers and more. Enjoy persimmons, peaches, tomatoes, blackberries, blueberries, onions and other homegrown favorites. A chicken coop and custom outdoor pizza oven add even more character. The insulated 20x28 shop offers electricity, a bay door, pass through door and 12x20 lean to. A separate heated and cooled office features tile flooring and large picture windows. A two car carport provides covered parking. A truly one of a kind property designed for enjoying the outdoors, growing your own food and embracing a little piece of country life.

320 Pr 8585, Winnsboro

$289,500

2 Beds ⋅ 2 Baths ⋅ 21384621 MLS

Country Living Just Minutes From Town! Enjoy the best of East Texas country living with this charming 2BR-2BA farm house situated on approximately 18 acres, just minutes from historic downtown Winnsboro, Texas. This property offers plenty of possibilities for a primary residence, first-time buyer, retirement property, investment opportunity, or small farm & ranch operation. The acreage features an open hay meadow, abundant outdoor space, and plenty of room for gardening, livestock, recreation, family gatherings, cookouts, or simply enjoying the peaceful country setting. Inside, the home features a comfortable kitchen, open living area, spacious laundry room, and two bedrooms. One bonus room offers flexibility, & could easily serve as a nursery, home office, craft room, or guest space. Conveniently located approximately 90 miles east of the Dallas-Fort Worth area, with easy access to Winnsboro, Sulphur Springs, & Mount Vernon. Enjoy being just minutes fromlocal schools, hospital, Farmer's Market, downtown dining, shopping, and the charm of historic Winnsboro. 18 acres, a comfortable country home, and the convenience of town just minutes away. Come see all this East Texas property has to offer.

3637 County Road 2403, Winnsboro

$350,000

3 Beds ⋅ 2 Baths ⋅ 21377579 MLS

Want to see what country living is all about? Come see this 3 bedroom, 2 bath manufactured home on 20 acres, located just a few miles from historic Winnsboro, Texas. Timber clusters and open fields will provide a perfect, peaceful, secluded setting. This property has no restrictions for building and or raising livestock. With a pond and a well, you have enough water for your home, pets AND livestock!

195 County Road 2468, Winnsboro

$145,999

2 Beds ⋅ 1 Baths ⋅ 21374930 MLS

A DIAMOND in the rough! Nestled among mature trees and surrounded by the private and quiet beauty of East Texas, this charming country home on little over half acre 0.6, 2 beds, 1 full bath offers a wonderful opportunity to enjoy a slower pace of life with plenty of outdoor space. This home features recently refreshed new updated kitchen cabinets and new countertops and fresh interior paint throughout. An additional outbuilding, detached garage adds extra versatility for storage, hobbies, equipment, or workshop. Whether you're looking for a primary residence, weekend getaway, rental property, or investment opportunity, this property offers flexibility for a variety of uses. INVESTORS will appreciate the opportunity to add value and explore its potential as a long-term rental or renovation project. Enjoy the tranquility of country living while still being within reach of Winnsboro's local amenities.

148 County Road 4988, Winnsboro

$265,000

3 Beds ⋅ 2 Baths ⋅ 21367444 MLS

Beautiful 3 bed 2 bath brick home close to downtown, updated and immaculate...Mid-Century Modern...Stainless steel refrigerator, huge granite island with seating...vaulted ceiling in kitchen and living area...decorative lighting in kitchen, stainless vent hood...stacked washer.dryer...all laminate flooring, brick fireplace with gas logs...sliding doors in living area: PLEASE DO NOT OPEN...fenced back yard off primary bedroom...huge deck on back of home...attached 2 car covered parking with storage room...Winnsboro is a quaint little town with lots of friendly people...great place to raise a family or retire...home is now being used a an active Air BnB...all information is available for investors...

306 E Pne, Winnsboro

$145,000

3 Beds ⋅ 2 Baths ⋅ 21358870 MLS

Charming and beautifully updated, this 3-bedroom home offers modern style with timeless appeal on a spacious in-town lot! Step inside to find updated flooring, new windows, and fresh finishes throughout. The inviting kitchen features modern open shelving, abundant workspace, and a large island perfect for meal prep, entertaining, or casual dining. The thoughtfully designed floor plan includes a private primary suite with an ensuite bath, while two additional bedrooms share a convenient Jack-and-Jill bathroom. A spacious laundry room with a half bath and window adds extra functionality and natural light. Enjoy your morning coffee on the welcoming front porch or unwind on the functional back porch overlooking the generous yard with room to garden, play, or entertain. This all-electric home blends modern updates with everyday comfort in a convenient in-town location. Don’t miss this move-in ready property with plenty of charm and space to enjoy! Owner will consider renting or owner financing. Owner financing - $20,000 down for 3 years at 5.5% interest with approval.

206 Live Oak, Winnsboro

$330,000

3 Beds ⋅ 2 Baths ⋅ 21362413 MLS

TWO INCOME-PRODUCING HOMES ON 2.2 ACRES! This distinctive property offers immediate rental income and exceptional flexibility for investors, owner-occupants, or those seeking a multigenerational setup. Each residence has its own private entrance and driveway, while a six-foot wooden fence separates the homes for added privacy. The 1,240-square-foot main house, built in 1949, features three bedrooms, two full bathrooms, and a rare basement. Fully renovated in 2022, major improvements included a new roof, HVAC system, septic system, plumbing, electrical system, and foundation repairs. The home is currently operating as a successful short-term rental through Airbnb. The second residence is a truly unique 450.5-square-foot tiny home created from a converted 53-foot semi-trailer. It features one bedroom, one full bathroom, and an attached porch that expands the outdoor living space. The tiny home is currently leased for $1,000 per month ( lease ends February 1, 2027, providing established monthly income. A generator installed in May 2026 serves both residences, offering added convenience and peace of mind during power interruptions. Continue using both homes as rentals, live in one while the other helps offset expenses, or create a private guest house, multigenerational retreat, or home-plus-income property. With two existing income streams, separate access, privacy between the homes, extensive improvements, and room to enjoy 2.2 acres, this property presents an opportunity rarely found in one purchase.

250 Private Rd, Winnsboro

$99,500

2 Beds ⋅ 2 Baths ⋅ 21355573 MLS

FIXER-UPPER WITH ACREAGE JUST OUTSIDE WINNSBORO, TX! Bring your vision & make this one your own! Located just 2 miles east of Winnsboro & historic downtown, this fixer-upper sits on just 1.3 acres & offers plenty of potential for a country home, remodel project, or your next passive income investment. The home features 2 bedrooms, 2 bathrooms, a large kitchen, + an additional bonus-family room, providing a great foundation for renovation & customization. With the right touches, this property could be transformed into a charming East Texas country home or income producing property. Outside, you’ll find a large front yard & spacious backyard with plenty of room for entertaining, gardening, pets, or outdoor activities. The property also features a large barn with space for at least three horses, adding even more possibilities for the new owner. Whether you’re an investor looking for your next project or a buyer ready to roll up your sleeves and create a place of your own, the possibilities are endless! Great location. Acreage, Barn, Investment potential. Priced to sell!

1765 E Hwy 11 E, Winnsboro

$379,900

3 Beds ⋅ 2 Baths ⋅ 21353490 MLS

3 Homes on almost 3 Acres! Looking for a unique property with endless possibilities? This 2.766 acre fenced property in Winnsboro, Texas, located in Wood County, offers the perfect setup for a family compound, multi-generational living, or an incredible income-producing investment. With 3 well maintained Fleetwood & Oak Creek homes, there’s room for everyone while still providing privacy. The primary residence is a 2017, 1440 sf 3BR-2BA Fleetwood with an open concept floor plan that’s perfect for entertaining. The spacious kitchen overlooks the living area, making it easy to stay connected with family & guests. The split primary suite offers are laxing retreat with dual sinks, a walk-in shower, and a large walk-in closet. The second home is a 2016, 1344 sf 3BR-2BAFleetwood with a split bedroom design, open living spaces, & a private primary with en-suite bathroom. The third home is a2017, 896 sf 2BR-2BA Oak Creek with an open living & kitchen area making it ideal for extended family, guests, or tenants. Step outside and enjoy the many amenities this property has to offer, including an 28 ft above ground swimming pool, 30x20shop with a roll-up door, 20x18 carport, 30x20 storage shed, 50 amp RV hookup with water, greenhouse, grapes with irrigation, garden beds, chicken yard with 2 houses + water, storm shelter, & a generator for the main home & shop. Whether you’re looking for a place to accommodate multiple generations under one property, provide space for adult children or parents, or generate rental income, this versatile property checks all the boxes. Opportunities like this don’t come along often!

2140 County Road 4778, Winnsboro

$129,000

2 Beds ⋅ 1 Baths ⋅ 21346714 MLS

Cozy & Quaint in Historic Winnsboro, Texas! This charming 2BR-1BA home is ideal for first time buyers, investors, retirees, or anyone seeking affordable small town living. Move-in ready, it features a spacious living area, two large bedrooms, a generous kitchen, and a washer & dryer that convey. A bonus room and additional bathroom are ready for finishing, offering great potential to add value and extra living space. Approximately 90% of the home has been remodeled from foundation to roof, blending modern updates with classic charm. Located on a large city lot in a quiet neighborhood. The home is within walking distance of historic downtown Winnsboro, featuring shopping, dining, entertainment, and a popular farmers market. The area also offers excellent schools, a local hospital, and is just minutes from Sulphur Springs, Mount Pleasant and Northeast Texas lakes. Priced to sell - schedule your private showing today!

917 Sherrill St, Winnsboro

$265,000

3 Beds ⋅ 2 Baths ⋅ 21343126 MLS

Peaceful Country Living on 4.59 Acres in Winnsboro, Texas Escape to the quiet of East Texas with this charming 3-bedroom home nestled on 4.59 beautiful acres in Winnsboro, Texas. Offering the perfect blend of open space and wooded privacy, this property is ideal for those looking to enjoy country living while still being close to the area's lakes and outdoor recreation. The home features three bedrooms and a welcoming layout that's perfect for everyday living or weekend getaways. Step outside and enjoy everything this property has to offer, including an above-ground pool for cooling off on warm Texas days and a spacious shop with electricity—ideal for hobbies, storage, projects, or a home-based business. The 4.59-acre property is partially wooded, providing shade, privacy, and plenty of room to explore, while the open areas offer space for gardening, animals, or simply enjoying the peaceful surroundings. Whether you're searching for a full-time residence, a weekend retreat, or a property with room to grow, this Winnsboro gem has something for everyone.

309 County Rd Se, Winnsboro

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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