Kemp Homes under $400,000

Welcome to Kemp, Texas, a hidden gem nestled in the heart of Kaufman County! This charming city offers a perfect blend of small-town warmth and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. With a population of just over 1,400 residents, Kemp exudes a friendly atmosphere where neighbors become friends and community spirit thrives.

Kemp is known for its picturesque landscapes, featuring serene lakes and lush greenery that invite outdoor enthusiasts to explore. The nearby Cedar Creek Lake is a major highlight, offering a plethora of recreational activities such as fishing, boating, and picnicking. Whether you prefer a leisurely day by the water or an adventurous hike through nature, Kemp has something for everyone.

For those considering a move to this delightful city, you'll be pleased to find an array of homes available for under $400,000. This affordability makes Kemp an attractive option for first-time buyers and families looking to settle down without breaking the bank. From charming single-family homes to cozy cottages, the real estate market here is diverse, catering to various tastes and preferences.

In addition to its affordable housing, Kemp boasts excellent schools, local parks, and a close-knit community that hosts events throughout the year, fostering a strong sense of belonging. With easy access to larger cities like Dallas and Fort Worth, residents can enjoy the tranquility of small-town living while still being close to urban amenities.

Discover the charm of Kemp, Texas, where affordable homes and a vibrant community await you!

Newest Kemp Homes under $400,000

$185,000

3 Beds ⋅ 2 Baths ⋅ 21393533 MLS

Fully renovated 3-bedroom, 2-bath home with detached garage, workshop, second lot and separate building near Cedar Creek Lake. This updated home features 1,216 square feet of move-in-ready living space just minutes from the lake. Situated on a fully fenced homesite and including an additional fully fenced lot, the property provides modern updates, extra space and flexibility. Extensive renovations include new subflooring, updated faux wood flooring, new vinyl flooring in the bathrooms, new carpet, fresh paint throughout, updated wall textures, new interior and exterior doors, new hardware, modern lighting, ceiling fans, residential-style electrical outlets, smoke detectors, and a complete central heating and air conditioning system. The remodeled kitchen includes updated cabinetry, wood countertops, a stainless-steel sink, new faucet, custom pantry with shelving, bar seating, and a vent hood over the stove. Both bathrooms have been tastefully updated with new vanities, mirrors, toilets, fixtures, and tile-surround showers extending to the ceiling. Additional improvements include updated closet shelving and storage throughout the home. Outside, you'll find low-maintenance vinyl siding, a durable metal roof, a welcoming front deck and a large covered back patio. The detached approximately 20x30 garage provides ample parking, storage and workspace, along with a dedicated workshop area. The additional fully fenced lot includes a separate enclosed building that can be used for storage, hobbies, a workshop, studio, home office or future customization. With plenty of room for boats, trailers, recreational vehicles and other outdoor equipment, this property provides space to enjoy the nearby lake lifestyle while still having room to spread out.

1901 Elm Dr, Kemp

$350,000

3 Beds ⋅ 2 Baths ⋅ 21385710 MLS

BRING THE HORSES! Situated on 4.05 fully fenced and cross-fenced acres in Kemp, this property offers the space, barn, working areas, and setup you’ve been looking for! A white pipe fence stretches across the front of the property with two gated entrances, including an automatic main gate, creating an impressive entrance while providing convenient access for trucks, trailers, and equipment. Built in 1998, the 1,319 sq ft doublewide offers 3 bedrooms and 2 baths with a covered front porch and wheelchair-accessible ramp. Inside, the living area opens to a spacious eat-in kitchen featuring abundant upper and lower cabinetry, a U-shaped workspace, dishwasher, range, and a window over the kitchen sink overlooking the backyard. The adjoining dining area provides plenty of room for gathering. A full-size utility room offers exterior access and connects directly to the primary bedroom for added convenience. The primary suite includes a private bath with a corner soaking tub, separate stand-up shower with sliding glass doors, and vanity. Two additional bedrooms share a hall bath featuring a tub and skylight. Outside is where this property really shines! Previously used for horses and rodeo activities, the acreage is ready for your horses, cattle, or other livestock. The property is fenced and cross-fenced with working pens and additional fenced areas already in place. A 36x48 barn with electricity, a walk-through door, and two large equipment-access doors ideal for tractors, mowers, ATVs, and other equipment. Two lean-tos provide additional covered space, while two smaller storage sheds offer convenient storage for lawn equipment and supplies. A two-car covered carport is located beside the home. Whether you’re looking for room for horses, cattle, equipment, hobbies, or simply a little more country space, this 4.05-acre property offers an established setup with plenty of possibilities. Bring your animals, bring your equipment, and make it your own!

8676 Woodruff Cir, Kemp

$95,000

4 Beds ⋅ 2 Baths ⋅ 21385679 MLS

MOTIVATED SELLER—BRING YOUR BEST OFFER! Lake-area opportunity with BIG potential for the right buyer, home needs work. Located directly across from the lake on three parcels totaling approximately half an acre, this property offers character, space, and plenty of possibilities. The updated kitchen features solid-surface countertops, updated cabinetry, and stainless-style appliances. The spacious add-on living room steals the show with a wall-to-wall fireplace, beautiful mantle, and tin ceiling. Split primary suite opens to a charming covered patio. Outside, enjoy mature trees, three patios, a covered front porch, and an above-ground pool with decking. This home NEEDS WORK and is being sold AS IS. It will NOT qualify for FHA financing. Cash or financing suitable for the property's condition is recommended. Great opportunity for an investor, renovator, or buyer ready to bring their vision. Seller is motivated—send your best offer! Buyer to purchase a new survey; seller does not have one. Property includes Lots 25 & 26 of Tanglewood Beach and Lot 57 of Tanglewood Beach 2, facing Bernie Drive.

20019 Patricia Dr, Kemp

$400,000

4 Beds ⋅ 3 Baths ⋅ 21378881 MLS

Privacy at it's best! Just under four acres, heavily treed setting, this spacious custom home offers an open floorplan with a welcome flow between living and dining areas, all centered around a large kitchen designed with abundant storage and functionality in mind. Expansive views connect the kitchen to every main living space, making it ideal for both entertaining and every living. The bedrooms are thoughtfully placed within the floorplan to provide comfort and privacy, while the large front and back porch offer a great place to relax and hang out with guests The house is all steel frame construction with 6 inch insulated walls. Just a stone throw from the Kings Creek Golf Course. This subdivision allows owners to have horses. The location of this home is just minutes from shopping, dining, and entertainment. Schedule your appointment today to take a peek at your new home.

5562 Cedar Creek Dr, Kemp

$195,000

3 Beds ⋅ 2 Baths ⋅ 21378454 MLS

Enjoy the Cedar Creek Lake setting and wide water views from this shaded Tanglewood Beach property. Beneath the mature trees, this 3-bedroom, 2-bath home offers approximately 1,748 square feet, fresh neutral paint, updated flooring and a flexible layout ready for its next chapter. The open living, dining and kitchen areas create an inviting gathering space, while the kitchen features generous cabinetry, a breakfast bar, tile backsplash, range and dishwasher. Two refreshed baths include tiled shower and tub surrounds. The third bedroom offers flexible space for sleeping, a home office, hobbies or a second living area and includes a wood-burning stove. Outside, the fenced yard, generous shade and detached storage buildings add room for everyday use and future ideas. Additional road frontage provides a convenient secondary entrance into the backyard. No mandatory HOA. Come explore the space, lake-area setting and possibilities this property has to offer.

19975 Patricia Dr, Kemp

$229,900

3 Beds ⋅ 2 Baths ⋅ 21372996 MLS

Beautifully updated 3 bedroom, 2 bath home with dedicated office situated on just under half an acre in a convenient location to commuters. This property features an oversized garage, functional layout, and numerous recent improvements. Enjoy a new roof, along with fresh interior and exterior paint. The updated kitchen offers new appliances, granite countertops, and ample workspace. A wood-burning fireplace adds warmth to the main living area. Outside, the property includes two storage buildings, providing excellent space for tools, equipment, or hobbies. Move-in ready and well-maintained, this home delivers comfort, updates, and valuable extra storage.

15651 Watson Dr, Kemp

$285,000

3 Beds ⋅ 2 Baths ⋅ 21367872 MLS

Welcome to 810 S Main Street in Kemp! This charming 3-bedroom, 2-bath home sits on a spacious 0.22-acre corner lot, directly across from Kemp Intermediate School. With its newer construction, great layout, generous parking, and convenient location, this home is a great fit for a first-time buyer, investor, or young family looking for a comfortable home with room to enjoy. Inside, You'll Love: Open living and dining area with plenty of natural light Spacious kitchen with lots of storage Private primary suite with its own full bath Two additional bedrooms Separate office space—perfect for working from home, a playroom, or extra flex space Outside, There's Plenty of Room: Spacious 0.22-acre corner lot Private fenced backyard Two driveways with parking for up to six vehicles Plenty of outdoor space to enjoy Convenient Kemp Location: Directly across from Kemp ISD schools Close to local shops, restaurants, parks, and major highways Quiet, established neighborhood No HOA The sellers are offering $5,000 in buyer incentives to help make this home an even better opportunity. Whether you use it toward closing costs or other eligible purchase expenses, this incentive gives you a little extra room to make the move. This home has been well cared for and offers the comfort of a newer home without the wait. If you're looking for space, convenience, and value in Kemp, this one is definitely worth a look! Come take a look—you might just find your next home here.

810 S Main St, Kemp

$185,000

3 Beds ⋅ 1 Baths ⋅ 21365503 MLS

BACK ON THE MARKET DUE TO NO FAULT OF THE PROPERTY! Enjoy space, privacy, and versatility on this beautiful 5+ acre property in the coveted Becker community. The property features a 1,080 SF 3BR-1BA home, spacious 26x57 barn, large pond, and excellent road frontage. A great opportunity to enjoy peaceful country living with room to spread out and make the property your own. The home requires some finishing work, including sheetrock, flooring, and ceiling projects. Cash or conventional financing only.

12706 County Road 4027, Kemp

$379,000

4 Beds ⋅ 2 Baths ⋅ 21361405 MLS

Discover the perfect blend of comfort, space, and country living with this charming 4-bedroom, 2-bath home set on almost 10 acres. Surrounded by mature trees, this property offers privacy, tranquility, and room to roam. Inside, the home features a warm and inviting living room accented with classic wood paneling and a wood-burning fireplace that sets the tone for cozy evenings. Two additional wood-burning stoves provide extra charm and efficient heating throughout the home. New windows installed in 2025 enhance energy efficiency and bring in abundant natural light. The home also includes two water heaters, providing added convenience and capacity for a busy household. With four spacious bedrooms, a functional layout, and plenty of natural light, this home is ready for your personal touch. The acreage offers endless possibilities—create a homestead, bring your animals, build a workshop, or simply enjoy the peaceful country lifestyle. A rare opportunity to own a large piece of land with a home full of character and potential. Come experience the comfort and quiet this property has to offer. Additional Note: There is an internet tower on the property and get high-speed internet from Next Link.

13110 County Road 4016, Kemp

$234,900

2 Beds ⋅ 2 Baths ⋅ 21359368 MLS

Cute as can be! This charming 2-bedroom, 2 bath home sits on 2+ beautiful acres and offers the perfect blend of country charm and peaceful livng. Wood-burning fireplace, beautiful mature trees, covered front porch, barn, 2-car carport and a circle driveway. A little slice of country paradise with plenty of space to enjoy the outdoors. So bring your family and horses and make this your own. Seller is willing to give a $10,000. allowance

1320 Johnson Ln, Kemp

$260,000

3 Beds ⋅ 3 Baths ⋅ 21358367 MLS

If you believe a home should have a little personality this one has nearly a century’s worth. Built in 1930 and filled with Victorian character, 605 E 9th St. makes a memorable first impression. Decorative gables and inviting covered porches stretch across the front and side. Inside, approximately 2,482 sq ft provides plenty of room to live, gather and create. High ceilings, crown molding, tall baseboards, transom windows and wide cased openings bring a sense of history and craftsmanship to the home. The main level offers a spacious living room, separate family room and a generous dining area, giving everyone room to spread out without losing the easy flow between spaces. The kitchen pairs the home’s personality with everyday function through granite countertops, abundant cabinetry and a large breakfast bar. The primary bedroom is located downstairs and includes a private bathroom with a shower and direct access to screened porch. A second full bathroom downstairs adds everyday convenience. Upstairs two remarkably spacious bedrooms and a third full bathroom continue the home’s generous proportions. Outside the fenced yard, 2 car carport and additional parking add practical value. Attached to the carport is an unfinished space with electric offering room to imagine a workshop, studio, creative retreat, office or future finished flex space. The location keeps daily life convenient with nearby schools and easy access to Highway 175 for travel toward DFW and beyond. Like many homes approaching the century mark, this grand old girl has a little work left to do. A known foundation repair need has already been evaluated. The sellers are offering a $14,500 concession toward the quoted repair with acceptable terms and subject to lender approval. The repair quote is available for review. Full of character, generous spaces and possibilities still waiting to unfold, this is a home ready for someone who appreciates a good story and wants to help write its next chapter.

605 E 9th St, Kemp

$120,000

1 Beds ⋅ 1 Baths ⋅ 21358945 MLS

Charming 1-bedroom, 1-bathroom home situated on a dead-end drive with ample concrete parking in Kemp ISD. This property would make a great starter home, investment property, or comfortable retirement home. The bathroom features a walk-in tiled shower, and convenient utility hookups are in place. Enjoy a nice-sized, shaded backyard and relax on the covered back porch. A great opportunity with plenty of potential!

107 W 15th St, Kemp

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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