Josephine Homes under $500,000

Welcome to Josephine, Texas – a hidden gem nestled in the heart of Collin County that perfectly blends small-town charm with modern conveniences. Just a short drive from the bustling cities of Dallas and McKinney, Josephine offers residents a peaceful retreat while keeping them close to urban amenities. With a population that embraces a tight-knit community spirit, Josephine is known for its friendly atmosphere, making it an ideal place for families, retirees, and anyone seeking a welcoming environment.

One of the most appealing aspects of Josephine is its affordable housing market. For those looking to settle in this idyllic town, there are numerous homes available for under $500,000. Whether you're in search of a cozy starter home, a spacious family residence, or a charming cottage, Josephine has something to suit every taste and budget. The homes here often feature classic Texas architecture, with spacious yards that provide ample room for outdoor activities and gatherings.

Residents of Josephine enjoy a slower pace of life, with access to local parks, community events, and scenic views that showcase the natural beauty of the area. The town’s commitment to preserving its rural character while fostering growth means that you can enjoy the best of both worlds.

With affordable homes, a supportive community, and a picturesque setting, Josephine, TX, is not just a place to live; it’s a place to thrive. Come discover the charm of Josephine and find your dream home today!

Newest Josephine Homes under $500,000

$489,000

5 Beds ⋅ 3 Baths ⋅ 21400404 MLS

LOWER YOUR MONTHLY PAYMENT! Seller offering a 2-1 interest rate buydown for qualified buyers.LRoom to spread out, space to unwind, and a backyard made for enjoying country living! Situated on a .53-acre lot in High Meadow Estates with NO HOA, NO PID, and NO MUD, this 5-bedroom, 3-bath home with a dedicated study offers flexibility for everyday living, guests, and working from home. Step outside to a 24-foot semi-in-ground pool with an upgraded glass filter and surrounding sun deck, plus a covered patio perfect for outdoor dining or relaxing in the shade. The fully sodded yard includes a sprinkler system, raised garden beds, a storage shed, and an 8-foot gate opening for convenient access for a trailer, mower, or equipment. An in-ground storm shelter adds another practical feature. The spacious primary suite offers a jetted tub, double vanity, and private access to the covered patio. Thoughtful conveniences include a laundry room with a utility sink and built-in fold-down table, plus a mudroom drop zone near the garage to keep everyday essentials organized. Both water heaters were replaced in 2024–2025. Enjoy a peaceful setting approximately 20 minutes from I-30. Sellers are offering a 2-1 temporary rate buydown for qualified buyers, subject to lender approval and agreed terms. USDA financing with no down payment may be available, subject to buyer and property eligibility. Buyer to verify measurements, schools, taxes, and financing eligibility.

413 Green Ct, Josephine

$229,000

3 Beds ⋅ 2 Baths ⋅ 21400605 MLS

Move-in ready and only three years old, this beautifully maintained home offers 3 bedrooms and 2 full bathrooms. The thoughtfully designed floor plan features an island kitchen, quartz countertops throughout, energy-efficient LED lighting, a full sprinkler system, and many additional upgrades. Enjoy the convenience of having the community playground and pool just steps away, making it easy to enjoy family fun, recreation, and social gatherings. Located in the highly desirable Riverfield community, this home also provides quick and easy access to I-30, making daily commuting and travel a breeze. This home is a short sale pending approval.

1320 Waveless Run, Josephine

$293,015

3 Beds ⋅ 2 Baths ⋅ 21400103 MLS

You wont want to miss this beautiful, professionally landscaped front yard, with a lighted front porch and back patio. Enjoy the gourmet kitchen that includes base level kitchen quartz countertops, base level stainless steel dishwasher and smooth top cooktop. Relax in the main bedroom suite with a luxurious bathroom that includes a 5-foot shower, chrome faucets and plumbing fixtures, and a mirror over full length of vanity with walk-in closet.

613 Dunham Rd, Josephine

$288,990

4 Beds ⋅ 2 Baths ⋅ 21397598 MLS

MLS# 21397598 - Built by Starlight Homes - Ready Now! ~ This community features oversized homesites with 75 foot lots. No MUD or PID tax. Traditional single-family residence in Liberty Ranch offering 1,827 sq ft, 4 bedrooms and 2 full baths. Construction complete with estimated completion 9 - 10 - 2026. Open floorplan featuring granite counters, pantry, walk-in closets, and cable TV availability. Flooring combines luxury vinyl plank and carpet. Central heat pump - electric and central air. 2-car garage, landscaped lot with sprinkler system. Slab foundation, composition roof. Community ISD (Nesmith Elementary, Community Middle - High).

814 Becky Ln, Josephine

$249,900

4 Beds ⋅ 2 Baths ⋅ 21393503 MLS

Welcome to 301 Pine Hollow Way in Josephine’s Magnolia community. Built in 2020, this single-story home offers four bedrooms, two baths, and an open floor plan that brings the living, dining, and kitchen areas together. The kitchen features granite countertops, an island with breakfast bar seating, dual sinks, and a walk-in pantry. The primary suite includes an ensuite bath with a walk-in shower and a spacious walk-in closet. Outside, an extended covered patio offers room to relax and enjoy sunset views, with no homes directly behind the property. Gutters, a sprinkler system, and an attached two-car garage add everyday convenience. The refrigerator, washer, and dryer are included. Magnolia residents have access to two community pools, two parks, a playground, and walking and biking paths, with Roderick Elementary located within the neighborhood. Schedule a showing today!

301 Pine Hollow Way, Josephine

$238,311

3 Beds ⋅ 2 Baths ⋅ 21390096 MLS

BRAND NEW energy - efficient home Nov 2026! Unwind after a long day in the Congaree's relaxing primary suite, complete with a spa-like primary bathroom. White cabinets with speckled white granite countertops, light tan EVP flooring with dark beige textured carpet. New energy-efficient move-in ready homes in Dallas-Fort Worth include a washer, dryer, fridge, and whole home blinds, plus they can be closing-ready in 60 days or less–guaranteed. Enjoy the small town feel at Morgan Farms and experience amenities including a pool, cabanas, and playground, all with easy access to Josephine, Royse City, and Lavon.

1002 Angel St, Josephine

$285,060

4 Beds ⋅ 3 Baths ⋅ 21390095 MLS

BRAND NEW energy - efficient home Nov 2026! Turn the kids loose in the second-story loft space while hosting downstairs in the open concept living area. White cabinets with veined white quartz countertops, muted beige EVP flooring with light taupe carpet. New energy-efficient move-in ready homes in Dallas-Fort Worth include a washer, dryer, fridge, and whole home blinds, plus they can be closing-ready in 60 days or less–guaranteed. Enjoy the small town feel at Morgan Farms and experience amenities including a pool, cabanas, and playground, all with easy access to Josephine, Royse City, and Lavon.

1004 Angel St, Josephine

$249,974

4 Beds ⋅ 2 Baths ⋅ 21390092 MLS

BRAND NEW energy - efficient home Nov 2026! With four bedrooms in the Carlsbad plan, you can customize the needs of your family. White cabinets with speckled white granite countertops, light tan EVP flooring with dark beige textured carpet. New energy-efficient move-in ready homes in Dallas-Fort Worth include a washer, dryer, fridge, and whole home blinds, plus they can be closing-ready in 60 days or less–guaranteed. Enjoy the small town feel at Morgan Farms and experience amenities including a pool, cabanas, and playground, all with easy access to Josephine, Royse City, and Lavon.

918 Angel St, Josephine

$320,014

4 Beds ⋅ 3 Baths ⋅ 21390090 MLS

BRAND NEW energy - efficient home Nov 2026! Upstairs game room makes a great play space. Downstairs, a large walk-in closet creates generous Primary suite. White cabinets with veined white quartz countertops, light tan EVP flooring with light taupe carpet. New energy-efficient move-in ready homes in Dallas-Fort Worth include a washer, dryer, fridge, and whole home blinds, plus they can be closing-ready in 60 days or less–guaranteed. Enjoy the small town feel at Morgan Farms and experience amenities including a pool, cabanas, and playground, all with easy access to Josephine, Royse City, and Lavon.

920 Angel St, Josephine

$336,490

5 Beds ⋅ 3 Baths ⋅ 21387436 MLS

MLS# 21387436 - Built by Starlight Homes - Ready Now! ~ This community features oversized homesites with 75 foot lots. This home specifically sits on a beautiful corner lot. No MUD or PID tax. New - construction traditional single - family in Liberty Ranch with 2,722 sq ft, five primary bedrooms and three full baths. Open floorplan features two living areas, one dining area, pantry, granite counters and walk - in closets. Luxury vinyl plank and carpet flooring, central heat - air with electric heat pump, cable TV available. Two - car garage. Landscaped lot with sprinkler system. Slab foundation, composition roof. Schools: Nesmith Elementary, Community Middle & High.

900 Stewart, Josephine

$306,990

4 Beds ⋅ 2 Baths ⋅ 21387440 MLS

MLS# 21387440 - Built by Starlight Homes - Ready Now! ~ This community features oversized homesites with 75-foot lots. No MUD or PID tax. Traditional single - family residence in Liberty Ranch, completed 2026. 2,095 sq ft with 4 primary bedrooms and 2 full baths. Open floorplan features granite counters, pantry, walk - in closets, cable TV availability, and a single dining and living area. Luxury vinyl plank and carpet flooring, slab foundation, composition roof. Central heat pump - electric heating and central air conditioning. 2 - car garage. Landscaped lot with sprinkler system. Schools: Nesmith Elementary, Community Middle & High.

825 Independence Trl, Josephine

$309,900

3 Beds ⋅ 2 Baths ⋅ 21385678 MLS

Beautiful NEW CONSTRUCTION home in a great location within easy reach of great schools, Parks, lakes, shopping, dining & more. This home offers 3 bedrooms, 2 bathrooms & 1,803 sq ft of living space. The open concept design of the main area creates a spacious feel, perfect for entertaining or spending time with family. The living room has large windows for natural light to flood the space. The kitchen is equipped with modern stainless-steel appliances, granite countertops, ample storage & pantry. The spacious primary bedroom includes an ensuite bathroom with dual sinks, walk-in shower & large walk-in closet. The 3-car garage provides plenty of room for vehicles & additional storage. If this floor plan does not suit your needs, there's other homes that are listed or close to being finished. For a private showing or virtual tour text TDT#12 to 88000

208 Pennington Rd, Josephine

Start Your Search

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: