Fate Homes under $400,000

Welcome to Fate, Texas – a charming city nestled in Rockwall County that perfectly blends small-town warmth with modern conveniences. Known for its friendly community and beautiful landscapes, Fate is an ideal destination for families, first-time homebuyers, and anyone looking to enjoy a serene lifestyle just a stone’s throw from the bustling Dallas metropolitan area.

Fate boasts a rich history that dates back to the late 1800s, and today, it continues to thrive with a vibrant community spirit. Residents enjoy a variety of parks, recreational facilities, and local events that foster a strong sense of belonging. The city’s commitment to maintaining green spaces and promoting outdoor activities makes it a haven for nature lovers and those seeking an active lifestyle.

For those in search of affordable housing options, Fate offers a fantastic selection of homes under $400,000. Whether you’re looking for a cozy single-family home or a modern townhome, you’ll find a diverse array of properties that cater to different tastes and budgets. Many of these homes feature contemporary designs, spacious layouts, and energy-efficient amenities, making them perfect for today’s discerning buyers.

With its excellent schools, convenient access to major highways, and a variety of shopping and dining options, Fate is not just a place to live; it’s a community to thrive in. Discover the charm of Fate, Texas, and explore the wonderful homes available – your dream home awaits!

Newest Fate Homes under $400,000

$339,997

4 Beds ⋅ 2 Baths ⋅ 21398279 MLS

Commanding a desirable corner lot with an elegant brick & stone façade, this beautifully maintained Woodcreek residence pairs timeless curb appeal with the ease of single story living! A landscaped lawn & covered entry create a gracious welcome, introducing a home where pride of ownership sets the tone. At the heart of it all, the kitchen brings everyday living & entertaining together with a gas cooktop, gas oven, center island & inviting eat in setting. From morning coffee to weekend gatherings, there is room to prepare, serve & stay part of the conversation. Gather around the dining table for special occasions or settle into the welcoming living area for a relaxed evening at home. The primary bedroom offers a peaceful retreat, while secondary bedrooms provide flexibility for guests, working from home or pursuing your favorite hobbies. With every room on one level, the layout keeps daily routines beautifully uncomplicated, complemented by the convenience of an attached two car garage. Outside, the fenced backyard invites you to make the most of your own outdoor space, whether your vision includes summer cookouts, dining beneath the stars or a garden to enjoy through the seasons. Life in Woodcreek brings an exceptional collection of amenities within your community, including three swimming pools, fitness centers, walking trails, playgrounds, two dog parks, a clubhouse, outdoor kitchens, a soccer field & putting green. Enjoy an early workout, an afternoon by the pool or an evening stroll, with plenty of opportunities to connect with neighbors along the way. Located in Royse City ISD, this Fate address also places Rockwall shopping & dining nearby, with Lake Ray Hubbard offering a favorite escape for recreation on the water. Beautifully cared for & positioned to enjoy the best of home & community, 605 Freed Drive offers a compelling opportunity to settle into the lifestyle you have been looking for. Schedule your private tour today & let your next chapter unfold here!

605 Freed Dr, Fate

$289,999

3 Beds ⋅ 2 Baths ⋅ 21401194 MLS

Welcome home to this single-story, well-maintained gem located in the quaint town of Fate! Step into the foyer with newer laminate flooring leading to the spacious guest bedrooms and full guest bath with an updated vanity, light fixture and new skirted toilet. The kitchen is the heart of the home with a convenient island for additional storage, ample countertop space and newer ('24) cooktop-oven and dishwasher. The oversized living room is perfect for movie nights and overlooks the spacious backyard with covered patio. The private primary bedroom includes a walk-in closet and completely remodeled bathroom with sliding barn door, 2 new vanities, cabinet mirrors, light fixtures, oversized walk-in antimicrobial polymer shower, skirted toilet and linen closet with custom glass door. Roof is only one year old! Other updated include: New HVAC system and water heater (04-26), French drains ('26), Landscaping ('26), New ceiling fans and light fixtures ('26), Pest control port on exterior of home, solar screens on windows for energy efficiency, stone and brick exterior elevation, Security system with cameras, and more! Convenient location to dining and shopping in Fate and Rockwall and a short drive to Dallas!

125 Abelia Dr, Fate

$349,900

3 Beds ⋅ 2 Baths ⋅ 21400831 MLS

An IMMACULATE and inviting Texas style single story 3 bedroom 2 bath 2 car garage brick home in the popular FATE area just outside of Rockwall for an easy commute into Dallas! The foyer welcomes you into the spacious living area with a durable wood look ceramic tile flooring thru out offering the warmth of hardwood with the effortless maintenance, wood burning brick fireplace, split bedroom arrangements with a full size hall bathroom, country style kitchen with an eat-in area, laundry nook off the kitchen, the primary bedroom is generous with the en-suite featuring a separate tiled shower stall, soaking tub, and walk-in closet! The backyard oasis features your own private sparkling in-ground Gunite pool with a recently replaced pool pump for those long summer hot days to cool off and create family fun! Sit on the raised tanning deck or under the pergola to watch the kiddo's or roast some marsh mellows under the fire in the crisp Autumn air, 8 ft tall wood privacy fence, 10x10 metal storage building with a loft for the pool toys, and extra wide concrete all around the pool! Established Front beds with landscaping and a great place for entertaining! Recent new upgrade's in 2024: Many Anderson windows replaced, In-Out HVAC-Pool Pump-Water Heater-Door Handles-Fixtures Thru Out-Ceramic Tile Flooring-Ceiling Fans, and New Roof in 2021! All appliances stay except the fridge in the garage! NO HOA DUES & Easy access to the interstate.

408 Er Ellis, Fate

$396,000

4 Beds ⋅ 3 Baths ⋅ 21392197 MLS

Welcome to this immaculate, fairly new two-story brick residence perfectly positioned in the highly sought-after community of Rockwall, Texas. Offering the ideal balance of contemporary design and classic durability, this 4-bedroom, 2.5-bathroom home with a private office, is competitively priced and represents an incredible opportunity for savvy buyers. From the pristine curb appeal to the light-filled interior, this home exudes modern family living. The main floor boasts a functional, open-concept layout designed for effortless entertaining and everyday living. Upstairs, you will find a spacious dedicated gameroom, providing the ultimate flexible secondary living area for movie nights, a playroom, or a casual teenage retreat. All four bedrooms are generously sized, featuring a luxurious master suite down and secondary bedrooms tucked privately upstairs. Book a showing today. This home is ready for its new owners.

375 Meredith Dr, Fate

$350,000

3 Beds ⋅ 3 Baths ⋅ 21393158 MLS

Fall in love with this beautiful 3-bedroom, 3-full-bath home featuring an upstairs loft with a closet and full bath, plus spacious living and dining areas. The kitchen offers a skylight, granite countertops, gas cooking range with oven, and microwave. Enjoy ceramic tile and hardwood flooring, faux-wood blinds, and decorative lighting throughout. Step outside to a private swimming pool with a covered patio and deck—perfect for relaxing or entertaining. The HVAC system was replaced in 2024, and the roof is approximately 3 years old. Refrigerator, washer, and dryer are included. A wonderful home with comfort, functionality, and great features throughout!

258 Vernon Dr, Fate

$289,900

3 Beds ⋅ 2 Baths ⋅ 21390970 MLS

Cute inside and close to downtown Fate, 417 Azalea Drive has a lot to love. This single-story home offers three bedrooms, two bathrooms, and an open layout that makes the living space feel easy and inviting. The kitchen has plenty of cabinet storage and a walk-in pantry, while the large backyard gives you room to entertain, garden, or simply enjoy being outside. Best of all, you can walk to downtown Fate’s shops and restaurants.

417 Azalea Dr, Fate

$255,000

3 Beds ⋅ 2 Baths ⋅ 21391459 MLS

Welcome to 382 Magnolia Drive in the desirable Woodcreek community of Fate! This well-maintained 3-bedroom, 2-bath home offers 1,592 square feet with an open, functional floor plan and a spacious kitchen featuring a large island, walk-in pantry and plenty of workspace. The primary suite includes a walk-in closet and oversized shower. Additional features include hard-surface flooring in the living area, a covered and extended patio, fenced backyard and 2-car garage. Enjoy all that Woodcreek has to offer, including community pools, fitness centers, clubhouse, playgrounds, dog parks, walking trails, ponds, outdoor recreation areas and more. Conveniently located with easy access to shopping, dining and major roadways. Royse City ISD.

382 Magnolia Dr, Fate

$345,000

3 Beds ⋅ 2 Baths ⋅ 21389745 MLS

There’s something instantly welcoming about this Williamsburg home. Bright, open, and beautifully cared for, this 3-bedroom, 2-bath home offers a thoughtful floor plan, a 3-car garage, and some surprisingly hard-to-find extras. Step inside to an extended foyer that creates a gracious introduction to the home before opening into the dining and living spaces. Two secondary bedrooms are tucked along the front of the home with a shared hall bath, while the primary suite enjoys its own private location. At the center of it all is a spacious kitchen designed for real life—an oversized island gives everyone a place to gather, while a gas range, electric oven, microwave, walk-in pantry, and generous breakfast area make the space as functional as it is inviting. Large windows bring in plenty of natural light and offer a lovely view of the backyard from the kitchen and breakfast room. The primary suite has a feature that's especially hard to find: dual walk-in closets. The ensuite bath feels like a retreat with a garden tub and an extra-large shower featuring two shower heads and body sprayers. And if storage is on your wish list, this home delivers. Extra linen closets provide storage where you need it most, while built-in cabinetry in the 3-car garage adds even more room to keep everything organized. Well loved, well maintained, and ready for its next chapter, this is the kind of home that simply feels good when you walk through the door. Recent updates to the water heater, roof, fence, stove top, vent-a-hood, fresh paint, and beautiful new front door make this home even more appealing with less maintenance to worry about before you move in! Comfortable without being ordinary, spacious without wasted space, and ready to welcome you home.

495 Oak Hills Ln, Fate

$299,999

4 Beds ⋅ 2 Baths ⋅ 21388457 MLS

Welcome to effortless one-story living in the sought-after Woodcreek community of Fate! Beautifully maintained and move-in ready, this inviting home offers a spacious open-concept design perfect for both everyday living and entertaining. At the heart of the home, the light-filled living area features a cozy gas-log fireplace and flows seamlessly into the kitchen, where a generous island, abundant cabinetry, and walk-in pantry provide plenty of space for gathering, cooking, and entertaining. The private primary suite offers a relaxing retreat with a spacious walk-in closet and ensuite bath featuring dual vanities, a garden tub, and separate shower. Three additional bedrooms and a full bath provide flexibility for guests, a home office, or whatever fits your lifestyle. Step outside to the covered patio and expansive, wood-fenced backyard—an ideal setting for weekend barbecues, playtime, pets, or simply unwinding at the end of the day. Living in Woodcreek means enjoying more than just a beautiful home. Community amenities include a resort-style pool, jogging and bike trails, and thoughtfully maintained green spaces. With convenient access to I-30 and Royse City ISD, this home offers the space, comfort, and community lifestyle today’s buyers are looking for. Move-in ready, beautifully cared for, and designed for easy living. Come experience everything this Woodcreek home has to offer!

3204 Everly Dr, Fate

$400,000

4 Beds ⋅ 3 Baths ⋅ 21388784 MLS

THIS VERY NICE ONE OWNER THOUGHTFULLY DESIGNATED A SINGLE STORY HOME OFFERS A VERSATILE OPEN FLOOR PLAN ,THIS HOME IS PERFECT FOR THE MODERN FAMILY,THIS HOME IS VERY WELL DESIGNED WITH SEPARATE ROOM FOR FAMILY GUESS WITH A FULL BATHROOM WITH A BATHTUB,THEN THE INTERIOR OF THE HOUSE JUST OPEN TO THE HUGE LIVING ROOM AND THE BEAUTIFUL KITCHEN WITH DECORATIVE LIGHTING,CUSTOM CABINETRY TOTALLY UPGRADED , WITH QUARTZ COUNTERTOPS,A CENTER ISLAND,GAS RANGE,,BUILTIN MICROWAVE AND A STYLISH FINISHES THROUGH,DOUBLE OVEN ,REALLY BIG WALKING PANTRY,THE EATING BREAKFAST BAR IS READY FOR BIG FAMILY MOMENTS,THE EXPANSIVE PRIMARY SUITE OFFERS A PEACEFUL RETREAT WITH A LUXURY ENSUITE BATH,COMPLETE WITH A DOUBLR VANITIES,AN OVERSIZED SHOWER,AND A VERY GENEROUS WALKING CLOSET,THIS HOUSE OFFERS A LOTS OF NATURAL LIGHT FROM LARGE WINDOWS OVERLOOKING THE HUGE BACK YARD ,THIS HOUSE IS LOCATED NEAR POOLS,CLUBHOUSE,TRAILS,FITNES CENTER,DOG PARKS,AND MUCH MORE,PLUS IS LOCATED NEAR 1-30 ,DOWNTOWN FATE,LAKE RAY HUBBARD AND LOCAL SCHOOLS,TOO MANY GOOD THINGS TO BE LISTED,THIS IS ONE MUST SEE IT.

852 Reynolds Dr, Fate

$295,000

3 Beds ⋅ 2 Baths ⋅ 21386471 MLS

Space, flexibility and a great floor plan come together at 321 Magnolia Drive in the established Woodcreek community of Fate. This single story home offers 3 bedrooms, 2 bathrooms and 2,099 square feet with multiple living and dining spaces. At the front of the home, a dedicated dining room sits alongside a second family room that can remain an open living space or easily be converted into a private office with added framing and French doors. The spacious main family room features vaulted ceilings, great natural light and a wood burning brick fireplace with gas starter, creating a comfortable gathering space. The kitchen opens to the living area and features a breakfast bar, stainless steel appliances, plenty of cabinetry and pantry storage, along with a separate breakfast area for casual dining. The primary suite offers a large walk in closet, dual sinks, garden tub and separate shower. Between the two secondary bedrooms is a versatile bonus room, perfectly positioned for a playroom, second office, game room or additional flex space. The separate laundry room adds even more functionality with a utility sink and space for an additional refrigerator or freezer. Outside, enjoy a backyard patio with room for grilling, relaxing or creating your own outdoor setup. A large shade tree adds character to the front yard and complements the classic brick exterior. Additional updates include a roof replaced approximately three years ago, HVAC Condenser replaced in 2022 and a water heater replaced in 2024. Woodcreek residents enjoy an impressive list of amenities including three community pools, clubhouse, fitness centers, four pickleball courts, dog parks, playgrounds, ponds, putting green and miles of walking trails. Convenient access to I 30, Lake Ray Hubbard, shopping and dining makes this a home that delivers both space and everyday convenience.

321 Magnolia Dr, Fate

$299,000

4 Beds ⋅ 3 Baths ⋅ 21387796 MLS

Motivated Seller!! Welcome to this spacious 2-story home in Fate, Texas, offering 4 bedrooms, 2.5 bathrooms, and approximately 2,881 square feet of living space. Situated on a desirable corner lot, this home features a huge yard with plenty of room for outdoor entertaining, recreation, gardening, or simply enjoying the extra space. The home offers a functional two-story layout with plenty of room for family, guests, and everyday living. The property needs some cosmetic updates, providing an opportunity for a new owner to add their personal style and make improvements over time. Located in the growing Fate community, this property offers the combination of a spacious home, oversized corner lot, and the opportunity to add value through cosmetic improvements. Bring your vision and make this home your own!

400 Azalea Dr, Fate

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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